Discounting Facility


This loan facility enables members to consolidate existing loans to create room for more while stretching the repayments.


  • Total outstanding loans must not exceed 3 times member’s deposits.
  • Maximum interest rate is 14.5% per month on reducing balance.
  • Maximum repayment period is 72 months.
  • Security options: Guarantors’ deposits, member deposits or property.
  • 5% once off discounting fee applies.